How To Use Fidelity Bank Cardless Withdrawal
With the Fidelity Bank cardless withdrawal option, you don’t have to rush back home to get your ATM card because you left it at home. You might need your Fidelity debit card but since you left it at home, are you going back to get it?
Never again, the Fidelity Bank cardless ATM withdrawal will help you get cash without using a debit card. You can also use this method if you’re looking forward to knowing how to transfer money from Fidelity Bank without an ATM card.
With this, Fidelity Bank Nigeria Plc makes banking efficient and convenient which is the new way to attract more customers. Especially, to this new age customers with computer age knowledge.
In view of this, we’ll be taking a look at how to do cardless withdrawal from Fidelity Bank and outline all the necessary details you need to know before activating cardless withdrawal with Fidelity Bank Nigeria.
So, if you are looking for how to make cardless ATM withdrawal from Fidelity Bank Nigeria, let’s dive in!
How To Do Cardless Withdrawal Fidelity Bank
Getting started on how to do Fidelity Bank cardless withdrawal in Nigeria, you will need the following requirements.
What Do I Need To Make Cardless Withdrawal Using Fidelity Bank
- Your registered mobile line linked with the Fidelity bank account.
- A phone
- Fidelity Bank USSD code or Mobile App.
- Little airtime on your mobile network.
What you do not need to start Fidelity cardless withdrawal
- Fidelity Bank ATM card
- Internet connection
- Smartphone
- Withdrawal slip
How to Initiate Withdrawal Using Fidelity cardless withdrawal code
To get started, you must dial the Fidelity cardless withdrawal code on the same line you receive alerts with (i.e your registered line).

Here is the step-by-step process to do ATM cardless withdrawal using Fidelity cardless withdrawal code.
- Dial the Fidelity Bank USSD code.
- Select “Cardless Withdrawal” option.
- Enter the amount.
- Submit
- An OTP (One-Time Password) will be sent to your registered line.
- Enter the secret PIN and password.
- You will get Reference Number/Paycode sent to your registered number.
- Proceed to any bank ATM stand that support cardless withdrawal to withdraw your cash.
Note that these steps may differ from bank-to-bank but they all have similar processes. Here, I focus on how to do cardless cash withdrawals from Fidelity Bank Plc.
Cardless Withdrawal from Fidelity Bank using Mobile App
Do make sure you have downloaded and install the Fidelity Bank Mobile App on your smartphone. After that, follow the steps below:
- Login to your Fidelity Mobile Banking App.
- Choose the “Cardless Withdrawal” option from the menu.
- Enter the amount and submit
- An OTP (One-Time Password) will be sent to your registered line.
- Enter the secret PIN and password.
- You will get Reference Number/Paycode sent to your registered number.
- Proceed to any bank ATM stand that enabled cardless withdrawal to withdraw your cash.
Also, know that the above procedure on how to do cardless withdrawal using Fidelity Bank look similar to that of Fidelity Bank Internet Banking.
Follow the steps below to get cash out of the cardless enabled ATM machine after initiating and getting the paycode.
How To Withdraw From Fidelity Bank Account Without ATM Card
This section explains how you can withdraw from your Fidelity Bank account without ATM card. The simple steps show how you can carry out cardless transactions from Fidelity Bank Nigeria.
- Dial Fidelity USSD *770*8*Amount# on your Fidelity registered SIM card.
- Followed the on-screen messages.
- Create One-Time 4 digit PIN for the transaction, this must be different from your normal USSD PIN.
- Enter your normal 4 digit USSD PIN.
- On your registered line or email, you will receive a Reference number also known as Paycode.
- Go to the nearest Fidelity Bank or any other bank’s ATM that support cardless withdrawal.
- Press any button or press the “Enter” button.
- Select the “Cardless Withdrawal” option.
- Enter the Paycode sent to you when initiating the transaction.
- Enter your PIN again (must be the same from the one create above).
- Enter Amount.
- Wait while the ATM machine dispenses your cash. Then, collect your cash.
Features Of Cardless Withdrawal With Fidelity Bank Nigeria
- Fidelity cardless withdrawal per single transaction limit is N20,000 and daily limit is N100,000.
- It only works with phone number that’s registered with Fidelity Bank.
- The speed might be dependent on full network signal from the telecom provider.
- The money will be deducted directly from your Fidelity Bank account once transaction is successful.
Benefits Of Fidelity Bank Cardless Withdrawal
- It is a quick alternative when you needed cash, and you are without your Fidelity Bank’s debit card.
- You can share paycode to a third party without exposing your account or debit card information.
- Using the paycode you generated, you can collect cash on any Quickteller enabled terminal nationwide.
- The transaction takes approximately 10-20 seconds which is every fast.
- It is available 24/7 all days.
This is all you needed to know about the simple steps on how to make cardless ATM withdrawal from Fidelity Bank Nigeria Plc. The new Fidelity Bank cardless withdrawal now features how to withdraw money from ATM without debit card.
I hope you found this information on Fidelity Bank cardless withdrawals to be informative. Use the comment box below to let us know if you have any questions. Our team will respond as quickly as possible.
Please spread the word about this article to your family and friends. On this website, you may learn more about Fidelity Bank mobile banking. We’re committed to resolving your mobile banking issues.
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