How To Know More About Zenith Bank Current Account Types & Requirement

Zenith Bank Current Account Types is suitable for business owners unlike the Zenith Bank Savings account types for personal use. Using the Zenith Current account, you’ll have access to lots of banking features including high limits in transactions amount and many more.  

There are about 5 types of Zenith Bank Current Account namely; Zenith Prestige, Individual Current Account, Gold Premium Account, Platinum Premium Account, and Timeless Account.

Here’s how to open the Zenith Current Account Types and their requirement

Opening the Zenith Bank Current Account requires more details (requirements) when compared to that of the Savings account. Open a Zenith Bank current account with full account requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

All Zenith Bank Current Account Types

The following are Zenith Current Account types, requirements

1. Zenith Bank Prestige Account

The Zenith Prestige Account helps you to start a premium banking relationship with Zenith Bank and experience exclusive access to rewards on the Prestige Partnership Loyalty Program.

In this, you’ll enjoy benefits at select merchant locations nationwide. This offer is available to both new and existing customers with the Gold or Platinum account. I.e you will get a discount on your Gold or Platinum Account.

2. Individual Current Account

Zenith Bank Current Individual Account allows you to open a Zenith Bank current account with full KYC (Know Your Customer) requirements so as to gain access to the world of convenience that comes with owning a Zenith Bank account.

Here, you will enjoy a full range of services on offer ranging from mobile banking applications to debit cards, all to ensure that you always have access to your Zenith account wherever and whenever.

Features And Benefits of Zenith Individual Current Account

• Start with Zero account opening balance
• Internet Banking
• Zenith Mobile Banking app
• *966# Eazybanking (USSD)
• MasterCard/Visa/Verve debit card
• Email/SMS Alertz
• Cheque book

Individual Zenith Current Account Opening Requirements

• An account opening form duly completed.
• One recent clear passport photograph of signatory.
• Identification of signatories (Driver’s License, International Passport, National Identity Card or Voter’s Card).
• Residence permit (where applicable).
• Two independent and satisfactory references.
• Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill).

Zenith Individual Current Account Available Channels

• *966# EazyBanking (USSD Code).
• Zenith Internet Banking.
• In-branch at any Zenith Bank branch.
• ZenithDirect – our 24/7 telephone banking.
• Zenith Bank ATM nation-wide – free cash withdrawal.
• Zenith Mobile Banking App – 24/7 on your smartphone.
• Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world.

3. Zenith Gold Premium Current Account

The Zenith Gold premium current account type is a high yield current account product that is best suited for customers that have more inflow transactions than outflows.

This account is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

Gold premium current account Features and Benefits

• Opening balance of N1,000,000 needed.
• Interest bearing of 1% P.A on N1,000,000 minimum balance.
• No Account Maintenance Fee (AMF) on first 5 withdrawals. AMF will apply on all withdrawals if more than 5 withdrawals are made per month.
• International transaction monthly limit of $3,000.
• MasterCard Gold debit card.
• Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Gold debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store.
• Enjoy two free complimentary access to LoungeKey airport lounges.
• Transaction discounts from selected merchants.
• Emergency Card Replacement through MasterCard Global Service™ Gold debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
• Emergency Cash Disbursement through MasterCard Global Service™ Gold debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
• Direct access to our 24 hours customer service help desk.
• Cheque book (clearing enabled).
• Internet banking.
• Zenith mobile banking app.
• Email/SMS alertz.
• MasterCard Discounts.

Also note that terms and conditions may apply.

Zenith Gold Premium Current account Requirements

• Account opening form duly completed.
• One recent clear passport photograph of signatory.
• Identification of signatories (Driver’s License, International Passport, National Identity Card or Voter’s Card).
• Residence permit (where applicable).
• Two independent and satisfactory references.
• Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill).

Zenith Gold Premium current account Available Channels

• *966# EazyBanking (Zenith USSD banking).
• Zenith Internet Banking.
• In-branch at any Zenith Bank branch.
• ZenithDirect – our 24/7 telephone banking.
• Zenith Bank ATM nation-wide – free cash withdrawal.
• Zenith Mobile Banking App – 24/7 on your smart phone.
• Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world.

4. Zenith Bank Platinum Premium Account

The Zenith Bank Platinum Premium account type is the highest yield, Zenith Bank Plc current account product that is best suited for customers that have more inflow transactions than outflows.

Zenith Bank Platinum Premium account is designed to provide maximum interest payments on daily account balances and minimum charges on transactions. Features and benefits include:

Zenith Bank Platinum Premium account Features And Benefits

• An opening balance of N3,000,000.
• Interest bearing of 1.6% p.a on N3,000,000 minimum balance.
• No Account Maintenance Fee (AMF) on the first 5 withdrawals. AMF will apply on all withdrawals if more than 5 withdrawals are made per month.
• International transaction monthly limit of $4,000.
• MasterCard Platinum debit card.
• Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Platinum debit card. To register, go to www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store.
• Enjoy two free complimentary access to LoungeKey airport lounges.
• Prepaid card for wards/domestic staff.
• Transaction discounts from selected merchants.
• Emergency Card Replacement through the MasterCard Global Service™ Platinum debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
• Emergency Cash Disbursement through the MasterCard Global Service™ Platinum debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
• Fraud Protection: Platinum cardholders who report their card lost or stolen are covered for any unauthorized charges that occur on their card via the ATM, POS, Online or Telephone, in the 24-hour preceding reporting such event to the bank. Maximum Amount Payable per Card occurrence – $2,000 or naira equivalent, per Year – $3,000 or naira equivalent.
• Purchase Protection: Platinum cardholders are insured for loss of a purchase due to accidental damage or theft occurring within ninety (90) days from the date of purchase with the Platinum debit card as indicated on the store receipt. Maximum amount payable per Card occurrence: $2,000 or naira equivalent per Year: $5,000 or naira equivalent.
• Direct access to our 24 hours customer service help desk.
• Cheque book (clearing enabled).
• Internet banking.
• Zenith mobile banking app.
• Email/SMS alertz
• MasterCard Discounts.

Know it that terms and conditions apply.

The Zenith Bank Platinum Premium account Requirements

• Account opening form duly completed.
• One recent clear passport photograph of signatory.
• Identification of signatories (Driver’s License, International Passport, National Identity Card or Voter’s Card).
• Residence permit (where applicable).
• Two independent and satisfactory references.
• Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill).

Zenith Bank Platinum Premium account Available Channels

• *966# EazyBanking
• Zenith Internet Banking
• In-branch at any Zenith Bank branch
• ZenithDirect – our 24/7 telephone banking
• Zenith Bank ATM nation-wide – free cash withdrawal
• Zenith Mobile Banking App – 24/7 on your smart phone
• Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world.

5. Zenith Bank Timeless Account

The Zenith Bank Timeless Account is an account type made for Senior Citizens. Its features include free banking, free SMS notification, cheque book, and debit card.

free statement printing, AMF free, Zero Account Opening, priority service at the branch, and travel/holiday offers.

Basic requirements for the Zenith Bank Current Timeless Account

• Account opening form duly completed.
• One recent clear passport photograph of signatory.
• Identification of signatories (Driver’s License, International Passport, National Identity Card or Voter’s Card).
• Residence permit (where applicable).
• Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill).
• Two independent and satisfactory references.

Zenith Bank Current Timeless Account Available Channels

• EazyBanking
• Zenith Internet Banking
• In-branch priority service at any Zenith Bank branch
• ZenithDirect – our 24/7 telephone banking
• Zenith Bank ATM nation-wide – free cash withdrawal
• Zenith Mobile Banking App – 24/7 on your smart phone
• Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

Summary

Contained here is everything you should know about the Zenith Bank Current Account Types. Here we review its features, benefits, requirements, and available channels.

To learn more, visit the Zenith Bank Current Account Types page here.