How To Use UBA Cardless Withdrawal

With the UBA cardless withdrawal, getting cash from an ATM without a card is pretty easy. So, if you’re a UBA customer looking forward to knowing how to withdraw from the ATM without your UBA debit card, simply use any of the United Bank of Africa digital channels outlined here and you are good to go.

Don’t panic if you forgot your UBA ATM card, or it’s lost or stolen, the UBA Cardless Withdrawal option is designed to help you withdraw from any ATM or POS center nearest to you without your card.

In this article, I will be teaching you 5 different ways on how to withdraw money from the ATM using the phone and of course without making use of your UBA debit card.

Here’s a step-by-step guide on how to use UBA’s cardless withdrawal service. For a successful transaction, please read the instructions carefully and follow them accordingly.

To start UBA cardless transaction and get cash from an ATM without a card, simply dial *919*30*Amount# from the registered phone number. You can get a cash withdrawal code or generate a code from your mobile app, internet banking, USSD.

Let’s digest the process below:

5 ways to withdraw money from a UBA ATM without a card

Yes, there are 5 ways to withdraw money from a UBA ATM without a card. They are as follows:

1. Fingerprint
2. uba cardless transfer code *919#.
3. UBA Internet Banking.
4. UBA Mobile Banking App.
5. Phone Number.

Here is how the UBA cardless withdrawal work.

How To Use UBA Cardless Withdrawal

How To Withdraw From ATM Without UBA ATM Card Using Fingerprint

If you have gotten your cardless withdrawal code, proceed to any nearest UBA ATM machine, and do the following get cash via UBA biometric:

UBA ATM Biometric Cardless cash withdrawal

• Go to any UBA ATM and enter any key at ATM.
• Select Cardless Withdrawal feature.
• Enter the 0-14 digit withdrawal passcode.
• Enter your one-time PIN for verification.
• Enter amount to withdraw.
• Collect your cash.

Alternatively

UBA ATM Biometric cardless withdrawal

• Tap the ATM screen or Press the Enter Key.
• Select Cardless Menu.
• Select Biometric Option.
• Select transaction option (Balance Inquiry or Withdrawal)
• Place your Right Thumb or Index Finger on fingerprint scanner for 5 seconds.
• Enter your UBA account number.
• Select the amount to withdraw and collect your cash. Note that cash is dispensed based on the selected amount.

How To Withdraw From ATM Without ATM Card Using USSD Code

To start enjoying this, you must have UBA USSD code activate on your account. If you haven’t activated USSD codes banking on your UBA account, read this guide UBA USSD Code. Follow the steps there and activate mobile banking using codes before proceeding with the steps below:

• Dial *919*30*Amount# from your registered phone number.
• Enter your 919 PIN.
• Select account to be debited.
• Create a one-time PIN for verification at the ATM.
• Your 0-14 digit withdrawal code will be sent via SMS.
• How to make a cardless withdrawal at UBA ATM, locate the nearest UBA ATM or any ATM with cardless withdrawal enabled.
• Enter any key at ATM.
• Select Cardless Withdrawal feature or Pay Code.
• Enter the 0-14 digit withdrawal passcode sent to you.
• Enter your one-time PIN for verification
• Enter amount to withdraw
• You’ll have to wait patiently for the ATM to verify your detail. Thereafter, your cash will be out.

UBA Cardless Withdrawal Using UBA Mobile App

With your UBA Mobile Banking App, you can generate code and proceed to nearest UBA ATM or any ATM with cardless withdrawal enabled. But first, you need to download UBA mobile bank app and get it linked to your UBA bank account.

I have a step by step guide to help you achieve that. Read the UBA Mobile Banking App, follow the instructions, and link your bank account to the app. Then, to experience cardless withdrawal, follow the procedures below.

• Login with phone number and password or use face/fingerprint ID.
• Select Cardless Withdrawal feature.
• Enter Amount to withdraw.
• Create a one-time PIN for verification at the ATM.
• Enter Mobile App PIN.
• Your 0-14 digit withdrawal code will be generated. Note the code and proceed with the next steps below.
• Locate the nearest UBA ATM or any bank ATM with cardless withdrawal enabled.
• Enter any key at ATM.
• Select PayCode or Cardless Withdrawal feature.
• Enter the 0-14 digit withdrawal passcode sent to you.
• Enter your one-time PIN for verification.
• Enter amount to withdraw.
• Wait and collect your cash.

How To Withdraw From ATM Without ATM Card Using UBA Internet Banking

• Log on UBA Internet Banking with User ID & Password.
• Select Cardless Withdrawal to get a Withdrawal Code.
• Go to the nearest UBA ATM machine or any bank ATM with cardless withdrawal enabled. On the ATM, enter any key.
• Select Cardless Withdrawal
• Input the withdrawal code and follow the prompt.

How To Carry Out UBA Cardless Withdrawal Using Phone Number

UBA Card less withdrawal using phone number must be carried out on the registered mobile number linked with your UBA account. This is how it works.

• Go to the nearest ATM, select PayAttitude on the ATM.
• Input your registered phone number.
• Approve the transaction using your 919 PIN.
• Follow the prompt and wait for cash.

UBA cardless withdrawal limit

The maximum money you can get UBA cardless withdrawal is N20,00 – N100,000 or  N20,00 – N150,000 daily depending on the account type.

What You Need to Know About UBA’s Cardless Withdrawal

• The maximum amount that can be collected by ATM is N20,000 – 100,000, whereas the highest amount that can be collected via POS is N150,000.
• The paycode can be used at all UBA ATMs as well as other ATMs that support cardless withdrawals.
• The Paycode will be delivered as an SMS to your registered phone number (the number you used to start your account) and is only valid for 24 hours. You can also transmit the paycode to a third party to withdraw money, but you’ll need to include the amount and cashout PIN as well.
• The paycode can be used to pay for goods and services in retail locations with cardless POS systems.
• You don’t need a card to withdraw cash from any UBA ATM or other banks ATM. Simply dial *919*30*Amount# for a cash withdrawal code or generate code from your mobile app, internet banking, USSD or use biometric.
• This features only available for UBA customers.
• UBA Cardless withdrawal is applicable in both ATM withdrawals and POS.

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