BanksZenith Bank

How To Get Started With Zenith Bank Account Opening

Zenith bank account opening starts with your choice of account intended to open; Zenith bank Plc offers 4 main account categories (types) namely SAVINGS, CURRENT, SALARY, and DOMICILIARY account with sub-accounts under them.

Zenith Bank Plc gives different options in time of account opening, therefore, people interested in opening a Zenith Bank account can do so by dialing *966*0# the Zenith Bank USSD code and following the prompts or walking into any Zenith bank branch nationwide.

Opening a Zenith bank account is easier than ever before, the Zenith bank internet banking service also provides an online account opening request where you can download Zenith bank account opening form, simply fill in your details as requested and visit the nearest Zenith Bank.

In this article are all you should know about Zenith Bank Account and how to get one opened for yourself and all it takes to get started.

How can I open Zenith bank account on my phone?

You can open a Zenith bank account on your phone online or using the Zenith bank USSD code. To get started, follow the guide below:

How to open Zenith bank online

Here’s how to open Zenith Bank Account online.

  • Go to Zenith bank account online page
  • Input your Zenith bank account number and click on continue.
  • In the next page, enter your Mobile Number, Email Address and select I HAVE A BVN or I DON’T HAVE A BVN and click on Get Started.
  • Next, you’ll have to provide Zenith bank with few details about you like First Name, Last Name, Date of Birth and others.
  • A congratulation message will display on the screen showing your Zenith bank account name and wallet number. You’ll also receive a message that read Wallet Registration Was Successful. Please dial *966*77*OTP# with the OTP that will be sent to you activate wallet. Upon that, you’ll receive another SMS that read Use 1234 (note that yours will be different number) as your one-time password. If you did not initiate this, kindly contact the bank.
  • Click on Create button.

How to open bank account with Zenith code

The Zenith bank USSD code gives you that access to open a Zenith bank account just by dialing some set of strings. To get started, here’s the Zenith bank account opening code works:

Simply dial the Zenith bank USSD code *966*0# and follow the onscreen prompts. Immediately, the Zenith Bank account number will be created automatically and sent to you via SMS.

Using Zenith bank account opening code, Zenith bank account opening forms are NOT required for the signup process here. Once you sign up, look out for your ten-digit account number (NUBAN) sooner.

Zenith Bank Account opening

Zenith Bank Account opening requirements

The requirement for zenith bank account opening varies depending on the Zenith bank account type you wish to open.

Generally, Zenith Bank Plc will require the following details/documents when opening an account with them:

  • Account opening form duly completed.
  • One recent clear passport photograph of signatory.
  • Identification of signatories (Driver’s License, International Passport,
  • National Identity Card or Voter’s Card).
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill).

Note that there might be more Zenith Bank Plc will require from you depending on the account type you’re opening but the Zenith bank account opening procedure remain the same except for some difference in the document/information required of you.

How much does it cost to open a Zenith bank account?

Unlike back then where one have to use huge amount of money to open a Zenith bank account. Then I remember going to the Zenith bank branch to get an account opened for myself and was told I will pay N50,000 naira.

This is for just the SAVINGS account; now think of what the CURRENT account would have cost me. But now, you can open the Zenith bank account with zero naira.

Where can I get Zenith bank account opening form PDF

You can get the Zenith account opening form pdf by visiting the Zenith bank account opening site. There you’ll get to download the form in PDF, fill in the form before proceeding to any nearest Zenith bank branch.

How to upgrade my zenith bank account online

If you’d open your Zenith bank account yourself without visiting any Zenith branch, there’ll be a need to get it upgraded especially when you open the Zenith bank account without BVN or to those who open using Zenith USSD code or online

In doing this, you’ve two options to get it started. You can visit any Zenith bank nearest to you or get your Zenith bank account upgrade online.

To get your Zenith bank account upgrade online, go to the Zenith bank account upgrade page and input the necessary details as requested, follow the prompt to complete the steps.

Note that it will be preferable if you get your account upgrade by visiting the bank branch.

What is the effect of opening Zenith Bank Account without BVN

Zenith bank account opening without BVN has no negative effect, what it those is that there will be a limit on what your account can do. Take for example, a limit on a certain amount that can enter your account or that you can withdraw.

To get this limitation off, there’ll be a need for you to upgrade/update your Zenith bank account, part of this is by following; Zenith bank account opening with BVN and start enjoying banking on the go.


Days have gone where one will be stressing themselves just to open an account. In this guide, I have made Zenith Bank account opening an easy one to get started with. Are you searching for how can I open Zenith Bank without BVN?

Or whatever relates to how to open a Zenith Bank account, this guide is just here to help you out.

Please, do share and comment below if you find this post helpful. Your question(s) are welcome if you’ve any.

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